The Blog Squad

I have found it very frustrating to see people spend money on things that are not necessities and then come asking for money for food or gas when the money runs out. The importance of putting aside even a few dollars for emergencies in a monthly household budget is another concept that is very difficult to teach. I have found that we have the most success if we pay all the expenses for the month, buy all the groceries for the month and buy a gas card that will last the month on the first day of the month. This way at least the basics are covered and the family begins to learn to take care of necessities first and then buy other items. With money becoming tighter and tighter,what with the credit crunch and everything,it is very important to have a monthly household budget to keep your finances in line.